Loan Products

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100% LTC fix-and-flip bridge loan program.

It can finance up to 100% of the purchase price + 100% of rehab costs (typically capped around 70% of the after-repair value, or ARV). Deals are underwritten in-house based on the purchase price, rehab scope, and projected ARV.

Here are the key borrower and property requirements 1-4 units, for their investor-focused programs (modeled on competitive 100% financing structures). 700 fico , 6 flip deal, 6 HUDS within 3 years, proof of $50K in liquid funds like savings, CDs, stocks, etal.

Borrower Requirements For The Fastest 4 day Purchase

Hedge Fund 2 / HMV Loan Funder targets real estate investors (individuals or entities like LLCs). Pre-approval is straightforward and does not always require a specific deal upfront.

• Credit score: Flexible—often 620+ FICO, with approvals possible for lower scores or past credit events in some cases (BK & foreclosure OK on select hard money products). They evaluate the overall profile and deal strength.

• Credit history: More lenient than traditional lenders; they focus on the asset and project rather than perfect history.

• Cash reserves / skin in the game: Verifiable reserves or proof of funds are reviewed, though 100% financing options minimize borrower cash into the deal itself.

• Documentation:

  • Short application

  • Valid government-issued photo ID

  • Proof of funds/reserves (as applicable)

  • Authorization for credit check (some products are no credit pull)

  • For entities: Business documents

• No traditional income docs needed: Asset/deal-based underwriting. No tax returns, pay stubs, or DTI required in many cases.

• Other notes: Loans are for investment/business purposes. Fast pre-approvals and closings. Nationwide options available with focus on UT, ID, and other states. Experience is helpful but first-time flippers can qualify on strong deals.

Property Requirements

• Eligible property types: Single-family (1-4 units), multifamily, mixed-use (under certain limits), and other investment properties suitable for fix-and-flip, bridge, or rehab.

• Owner-occupancy: Investment properties only—no primary residences.

• Title and condition: Clear, marketable title preferred. Rehab scope must be well-documented.

• Deal viability: Strong margins required (purchase + rehab vs. ARV). Funding up to 100% of costs on qualifying projects, subject to ARV caps and underwriting.

• Geographic availability: Nationwide capabilities, with strong presence in Utah, Idaho, Colorado, and other states. Minimum loan sizes often start at $100k+ depending on product.

Additional program highlights: Fast funding, competitive rates, flexible terms for flips/rehabs/bridge loans. Construction and larger multifamily options also available. No hidden fees emphasized, with excellent service noted by clients.

For the most current details, specific terms, or to pre-qualify, visit HMVLoanFunder.com or call (801) 318-8310. Dianne and the team can review your deal and provide tailored options.e...

Your Trusted Hard Money Lender in Real Estate Financing Nationwide

Your Trusted Partner in Real Estate Financing At HMV Loan Funder, we specialize in a wide range of construction and real estate loans designed specifically for investors, home builders, and developers. Whether you're flipping properties, bridging deals, or tackling large-scale builds, our flexible financing solutions provide the speed and reliability you need to succeed in today's competitive market. As leading hard money lenders and private money lenders in Utah and Idaho, we offer fast approvals—even if you've been denied by traditional banks. Our Key Services

• Real Estate Investment Loans: Customized funding for acquiring and developing investment properties.

• Fast Funding Loans: Quick closings to keep your projects moving without delays.

• Asset-Based Lending: Loans secured by your real estate assets for maximum flexibility.

• Private Real Estate Financing: Discreet, non-bank options tailored to your unique needs.

• Loans for Property Flips: Specialized support for buying, rehabbing, and reselling homes.

• Private Money Loan Rates: Competitive rates with transparent terms—no hidden fees.

• Private Lenders Near You in Utah and Idaho: Local expertise for seamless service in your area.

If you've been turned down by a bank, we can help—get the loan you need here at Loan Funder. Featured Loan Products

• Fix and Flip Loans: Ideal for property rehabs and quick sales, with fast funding to maximize your profits and turnaround times.

• Bridge Loans: Short-term financing to seamlessly transition between deals, covering gaps in cash flow or timing.

• Construction Loans: Robust support for new builds, renovations, or major projects, with funding up to $30,000,000.

When you need reliable real estate loans Nationwide or special private money in Utah, Idaho, Colorado, or Wyoming, Loan Funder delivers fast real estate loans with personalized service. Contact us today at (801) 318-8310 to discuss your project and get started!

Exceptional service & competitive rates! Dianne takes care of me, looks out for me.

Vjeko Tadic

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Diverse Loan Solutions

Offering a variety of loans for real estate investors and builders to meet your needs.

Flexible Financing Options

Explore our tailored loan solutions for multifamily and investment properties with competitive rates.

Quick Approval Process

Get fast approvals on loans for single-family residences and multi-unit properties with ease.

Join Our Club

Sign up for our mailing list to access exclusive rates for real estate investors, and spec home builders, join our builders only zoom ────────── Every Thursday at 7 MST
Dianne Burnett is inviting you to a scheduled Zoom meeting.
Join Zoom Meeting
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Construction Loan Options 1-4 units

Explore various construction loan options for SFR 2-4 unit HMV Private Lender HMV Loan Funder Experienced 20 plus builds 620 fico

Loans are $100,000 and up

Real Estate Financing

Flexible financing solutions for real estate investors available for apartments, mixed use under 5 stories. 5 plus -200 units

Loans are $200,000 and up

DSCR Investment Property Loans

Loans tailored for investment properties, 85% Purchase, 80% Rate and term refi, 75% cash out. Nationwide First-time OK

Bridge Loan Solutions

Quick bridge loans for real estate investment opportunities.

Loans up to $3M in UT, ID, CO 75% LTV,

Loans over $3M -$75M 65% LTV

Private Money Lending

Access private money lending for your real estate projects. we just don't do construction.

$100,000 and up

Hard Money Loans

Fast hard money loans for real estate investments. No credit pull BK & foreclosure OK we love strip malls, car washes, movie theaters, houses, land, Hard Money Ventures LLC

The loan process has always come together with a funding resulting. I have been able to get every loan that I've applied for done, and it was not always smooth. I was a first time Flipper and then a first-time spec home builder. I could never have done even one deal with a bank or broker, I had been promised by those other brokers, and then denied loans, and lost earnest money twice before a title agent gave me Dianne's Number.

I had given up on ever being able to buy investment properties until I met Dianne and Charity. I am often surprised that I actually get my purchase loans funded because I started with no money and I knew nothing.

I never get tired of closing and thanking Dianne and Charity at HMV Loan Funder.

John Taylor, Naples Fl

HMV Hard Money Ventures has been around for over 20 years. Now the hedge fund offers a larger variety of loans. Excellent service and competitive rates for my duplex financing & 4-plex there's no one better . Dianne has taught me how to grow my portfolio over the decades. I buy my properties in creative smart ways that no one else even knows about. Building a very small house in Kona. I could have never got this financed anywhere else.

I only buy real estate when I get paid. Thank You!

Sarah L.

★★★★★

★★★★★